Terms and Conditions

Agreement to Terms

These Terms and Conditions govern your use of the Melorianvuxa Financial Planning Services website and subscription services. By accessing our website or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. Your continued use constitutes acceptance of any updates to these terms.

Definitions

For the purpose of these Terms and Conditions:

• "Service": Refers to the financial planning consultation and analytical review services provided by Melorianvuxa Financial Planning Services
• "User" or "Client": Refers to any individual who accesses or uses our website and services
• "Content": Refers to all information, text, graphics, and materials available through our website and services
• "Agreement": Refers to these Terms and Conditions and any additional terms that apply to specific services

Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services. By using our services, you represent that you meet these requirements.

Changes to This Privacy Policy: Changes to This Privacy Policy

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information during consultations and registration
• Maintain the security of your account credentials and notify us of any unauthorized access
• Use our services only for lawful purposes and in accordance with these terms
• Respect the intellectual property rights of Melorianvuxa Financial Planning Services and third parties
• Report any technical issues or concerns promptly to our support team

Prohibited Uses

You may not use our services for any of the following prohibited purposes:

• Any illegal activities or activities that violate applicable laws or regulations
• Uploading or transmitting harmful, offensive, or inappropriate content
• Sending spam, unsolicited communications, or engaging in commercial solicitation
• Attempting to gain unauthorized access to our systems or other users' accounts
• Impersonating another person or entity or misrepresenting your affiliation
• Using our services for unauthorized commercial purposes without our written consent

Intellectual Property Rights

All content and materials available through our website and services are protected by copyright, trademark, and other intellectual property laws.

Melorianvuxa Financial Planning Services retains ownership of all proprietary content, including consultation materials and analytical frameworks.

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal purposes only.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our Privacy Policy to understand how we handle your personal information

Service Disclaimers

Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

We do not warrant that our services will be uninterrupted, error-free, or completely secure.

Individual results may vary based on personal circumstances, market conditions, and implementation of guidance provided

Limitation of Liability

To the maximum extent permitted by Australian law, Melorianvuxa Financial Planning Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Our total liability for any claim related to our services shall not exceed the amount paid by you for the specific service giving rise to the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Melorianvuxa Financial Planning Services from and against any claims, liabilities, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

Any disputes arising from these terms or our services shall be resolved as follows:

Nothing in this clause prevents either party from seeking urgent injunctive relief from appropriate courts.

Termination

Either party may terminate the service agreement with reasonable notice. We reserve the right to suspend or terminate accounts that violate these terms.

Upon termination, your right to use our services ceases immediately, but these terms shall survive termination to the extent necessary.

Governing Law

These terms are governed by and construed in accordance with the laws of Australia and the state of Victoria.

Any legal proceedings shall be subject to the exclusive jurisdiction of the courts of Victoria, Australia.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and any additional service-specific terms, constitute the entire agreement between you and Melorianvuxa Financial Planning Services.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website.

We will make reasonable efforts to notify users of material changes through email or website notices.

Contact Information

Questions about these terms should be directed to info@melorianvuxa.com or +61 2 4810 4824